Collection of your Personal Information
We do not collect any personal information about you unless you voluntarily provide it to us. However, you may be required to provide certain personal information to us when you elect to use certain products or services available on the Site. These may include: (a) requesting a loan on our Site; (b) entering a sweepstakes or contest sponsored by us or one of our partners; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or other payment information when ordering and purchasing products and services on our Site. To wit, we will use your information for, but not limited to, communicating with you in relation to services and/or products you have requested from us. We also may gather additional personal or non-personal information in the future.
Use of your Personal Information
SmartLend collects and uses your personal information to operate its website(s) and deliver the services you have requested.
SmartLend may also use your personally identifiable information to inform you of other products or services available from SmartLend and its affiliates.
Sharing Information with Third Parties
SmartLend does share your information with third parties in order to provide you with the loan products you have requested.
By submitting your information to our site, you agree that Smartlend, its affiliates, agents and service providers may monitor and record telephone calls regarding your account to assure the quality of our service or for other reasons. You also expressly consent and agree to SmartLend, our affiliates, agents and service providers using written, electronic or verbal means to contact you as the law allows. This consent includes, but is not limited to, contact by manual calling methods, prerecorded or artificial voice messages, text messages, emails and/or automatic telephone dialing systems. You agree SmartLend, Our affiliates, agents and service providers may do so using any e-mail address or any telephone number you provide, now or in the future, including a number for a cellular phone or other wireless device, regardless of whether you incur charges as a result.
You further authorize SmartLend and any finance company, bank or other financial institution to which SmartLend submits your application to investigate your credit and employment history, obtain credit reports, and release information about your credit experience with you as the law permits. You further authorize SmartLend to forward your application and all related information to other creditors for evaluation as a method of effectuating your request for credit. If an account is created, you authorize SmartLend and its affiliates to obtain credit reports for the purpose of reviewing or taking collection action on the account or for other legitimate purposes associated with the account.
Additionally, SmartLend may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. SmartLend may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange for deliveries. All such third parties are prohibited from using your personal information except to provide these services to SmartLend, and they are required to maintain the confidentiality of your information.
SmartLend may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on SmartLend or the site; (b) protect and defend the rights or property of SmartLend; and/or (c) act under exigent circumstances to protect the personal safety of users of SmartLend, or the public.
Automatically Collected Information
Information about your computer hardware and software may be automatically collected by SmartLend. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the SmartLend website.
This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.
Security of your Personal Information
SmartLend secures your personal information from unauthorized access, use, or disclosure. SmartLend uses the following methods for this purpose:
- SSL Protocol
When personal information (such as a credit card number) is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.
We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.
Children Under Thirteen
SmartLend does not knowingly collect personally identifiable information from children under the age of thirteen. If you are under the age of thirteen, you must ask your parent or guardian for permission to use this website.
Opt-Out & Unsubscribe from Third Party Communications
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of VoiceDrop Pro by contacting us here:
- Web page: www.smartlend.io
- Email: email@example.com
From time to time, SmartLend may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. In order to improve our Services, we may receive a notification when you open an email from SmartLend or click on a link therein.
If you would like to stop receiving marketing or promotional communications via email from SmartLend, you may opt out of such communications by replying STOP or clicking on the UNSUBSCRIBE button.
External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.
Changes to this Statement
SmartLend welcomes your questions or comments regarding this Statement of Privacy. If you believe that SmartLend has not adhered to this Statement, please contact SmartLend at:
1820 Southard Street
Erie, Colorado 80516
Effective as of June 20, 2019